SEC to Introduce Regulatory Framework for Commodity-Backed Digital Assets

The Securities and Exchange Commission is preparing a regulatory framework for commodity-backed digital assets as part of efforts to deepen Ghana’s capital market and widen access to investment opportunities for retail and institutional investors.
The Deputy Director-General in charge of Operations of the SEC, Mensah Thompson, outlined the plans during a panel discussion on “The Future of Commodity-Backed Financing in Ghana: Strengthening Financial Stability, Trust, and Systemic Resilience” at The Money Summit 2026 organised by Business and Financial Times.
Speaking on the potential of asset tokenisation, Thompson explained that technologies such as blockchain could enable assets including gold, real estate and other commodities to be digitally fractionalised.
He noted that fractionalisation would allow broader participation by investors while creating new avenues for capital formation beyond traditional financing channels.
“The biggest conversation is custody. We must ensure that the underlying assets are properly safeguarded, independently verified and supported by strong systems that preserve trust and market integrity,” Thompson stated.
He added that the SEC, working closely with the Bank of Ghana, GoldBod and other stakeholders, is currently developing regulatory frameworks to govern the issuance, custody and trading of tokenised assets.
The frameworks will be built around strong safeguards for investor protection, transparency and financial stability.
The proposed regulatory regime is expected to support innovative financing models, deepen liquidity in Ghana’s capital market and expand access to capital for businesses and investors seeking alternative funding options.
Asset tokenisation has gained global attention as a way to unlock value in illiquid assets by converting them into digital tokens that can be traded on regulated platforms.
Ghana’s move positions the SEC among African regulators exploring how to integrate emerging digital finance tools into formal markets without compromising investor confidence.
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