BoG Launches 2025 Financial Stability Review, Warns of Emerging Risks

The Bank of Ghana has released its 2025 Financial Stability Review, warning that while the financial sector has shown resilience, new risks are emerging that require vigilance.

The flagship report of the Financial Stability Advisory Council was launched on Friday, May 15, 2026, under the theme “From Stress to Stability: Staying on Course.”

Delivering the Governor’s address at the launch, Second Deputy Governor Mrs. Matilda Asante-Asiedu said Ghana’s financial sector had demonstrated resilience in the face of recent economic shocks but could not afford complacency.

She reaffirmed the Bank’s commitment to maintaining stability, strengthening confidence, and safeguarding the integrity of the financial system.

“Some risks are emerging in the outlook. Financial institutions are reassessing their business models to adapt to evolving conditions and avoid disruptions to the stable trajectory we have enjoyed,” Mrs. Asante-Asiedu said.

The review assesses the health of banks, non-bank financial institutions, capital markets and payment systems, and examines vulnerabilities in credit, liquidity and solvency.

It also outlines policy measures taken by regulators to preserve stability.

The launch comes as the Bank of Ghana continues efforts to anchor inflation expectations and support the recovery of the banking sector following the domestic debt exchange and macroeconomic pressures of 2022-2024.

Mrs. Asante-Asiedu said regulators would continue to work with industry to ensure that institutions remain well-capitalized, well-governed and able to support credit growth without compromising financial stability.

The Financial Stability Review is published annually and serves as a key reference for policymakers, investors and financial institutions on systemic risks and the outlook for Ghana’s financial sector.

Click to read more: https://opemsuo.com/author/hajara-fuseini/