Mandatory Ghana Card Use for Motor Insurance Purchase and Renewal Takes Effect

The National Insurance Commission (NIC) has reminded motorists of the mandatory requirement of a Ghana Card for the purchasing and renewal of all motor insurance policies.

It took effect on December 1, 2025.

Corporate clients, for their part, are also required to provide their Tax Identification Number (TIN) when completing motor insurance transactions.

The NIC envisions this initiative to improve claims handling; strengthen Know-Your-Customer (KYC) & Anti-Money Laundering (AML) compliance; reduce fraud; and align Ghana with global financial service standards.

“Please present your Ghana Card at all motor insurance sales points,” the Acting Commissioner of Insurance, Dr Abiba Zakariah, said in a signed statement.

Story by Hajara Fuseini

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