See 46 Registered Money Transfer Operators
The Bank of Ghana has published the list of International Money Transfer Operators (IMTOs) duly registered to facilitate inward remittance services into Ghana as of October 31, 2026.
According to the Bank, the publication confirms that the listed entities have satisfied the applicable regulatory requirements and are recognised by the Bank of Ghana to facilitate inward remittance services into Ghana.
A total of 46 IMTOs are on the list, including well-known operators such as Western Union Network (France) SAS, MoneyGram Payment Systems Inc, Ria Money Transfer, WorldRemit Ltd (WorldRemit, Zepz, Sendwave), Remitly Inc, LemFi, Afriex Inc, Flutterwave’s Send App, and Zeps.
Others are Reflow Zone Ltd (Novac Payment), Mooire Inc, One Africa Technologies Ltd (OAPay), Egovia Technology Ltd, Roze Int (PVT) Ltd (Roze Remit), Top Connect Ltd, SikaFX Ltd, Flex Money Transfer Ltd, Viamericas Corporation, Diamond-Cube Ltd (Borga Money), BNB Transfer Corp (BNB/Cauridor), Goldstack Technologies Ltd, CSL Pay Ltd, Remit Union Ltd, Remit Choice Ltd and I-Transfer Global Payments EP.
Also on the list are S.A, Terra Payment Services (Mauritius) (TerraPay), Right Card Payment Services Ltd (LemFi), Unitylink Financial Services Ltd, AFRiex Inc, Nairagram LLC, Zobo Payments Ltd, Kredeite Inc, UPESI Money Transfer Ltd, WeWire Technologies Inc, SFB Capital Systems LLC, Sun Fintech Ltd, Ace Money Transfer Ltd and Kori Global Services (Kori Money Transfer).
The rest are Dandelion Payments Inc (RIA Money Transfer), Inter City Money Ltd (Remit Home), Leatherback Ltd, Priority Technology Holdings, Inc, Moniepoint CA Ltd (MonieWorld), OhenPay UK Ltd, Juba Express Ltd, Mastercard Transaction Services (US) LLC, Africhange Ltd, Prune Payments Ltd (Prune Technology Ltd), Cede Technologies Inc, Speed Enterprise Ltd (Speed Enterprise UK), and Daytona Capital Management Ltd (Hello Paisa Global).
The Bank of Ghana has reminded all Banks, Specialised Deposit-Taking Institutions, Payment Service Providers, and Dedicated Electronic Money Issuers to establish and maintain business relationships for inward remittance services only with IMTOs included in the published list.
The Central Bank reminded all Banks, Specialised Deposit-Taking Institutions, Payment Service Providers, and Dedicated Electronic Money Issuers to establish and maintain business relationships for inward remittance services only with IMTOs included in the published list.
It warned that any regulated financial institution found to be facilitating or conducting remittance business through an IMTO that is not duly registered by the Bank shall be subject to appropriate regulatory and administrative sanctions under applicable laws and directives.
The Bank of Ghana said it will periodically review and update the list of registered IMTOs, and encouraged regulated financial institutions to consult the Bank’s official website and subsequent published notices for the most current information on registered IMTOs operating in Ghana.
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